Upstart Holdings Inc
$ 30.50
-4.06%
12 Jun - close price
- Market Cap 2,919,203,000 USD
- Current Price $ 30.50
- High / Low $ 32.18 / 29.86
- Stock P/E 74.39
- Book Value 7.66
- EPS 0.41
- Next Earning Report 2026-08-04
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.02 %
- ROE 0.07 %
- 52 Week High 87.30
- 52 Week Low 23.96
About
Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.
Analyst Target Price
$40.13
Quarterly Earnings
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-05-05 | 2026-02-10 | 2025-11-04 | 2025-08-05 | 2025-05-06 | 2025-02-11 | 2024-11-07 | 2024-08-06 | 2024-05-07 | 2024-02-13 | 2023-11-07 | 2023-08-08 |
| Reported EPS | 0.3 | 0.5 | 0.52 | 0.36 | 0.3 | 0.26 | -0.06 | -0.17 | -0.31 | -0.11 | -0.05 | 0.06 |
| Estimated EPS | 0.43 | 0.46 | 0.42 | 0.25 | 0.17 | -0.04 | -0.15 | -0.39 | -0.39 | -0.14 | -0.02 | -0.07 |
| Surprise | -0.13 | 0.04 | 0.1 | 0.11 | 0.13 | 0.3 | 0.09 | 0.22 | 0.08 | 0.03 | -0.03 | 0.13 |
| Surprise Percentage | -30.2326% | 8.6957% | 23.8095% | 44% | 76.4706% | 750% | 60% | 56.4103% | 20.5128% | 21.4286% | -150% | 185.7143% |
Next Quarterly Earnings
| Jun 2026 | |
|---|---|
| Reported Date | 2026-08-04 |
| Fiscal Date Ending | 2026-06-30 |
| Estimated EPS | 0.3 |
| Currency | USD |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: UPST
2026-06-12 18:09:52
This article focuses on the "Long term debt to total assets ratio" for Upstart Holdings, Inc. Shs Cert Deposito Arg Repr 0.2 Sh (BCBA:UPST.CI). It presents a financial data point (Period Value, Change, Change %) related to this ratio. The page largely consists of standard TradingView interface elements and disclaimers.
2026-06-12 14:09:52
Upstart Holdings (UPST) is at a critical technical juncture, testing a key descending trendline after a prolonged downtrend. The company's AI-driven lending platform has shown strong operational progress and a return to profitability in 2025, but faces macroeconomic anxieties about credit risk. Technical analysis suggests a potential trend reversal if UPST can break above $33.56, while a rejection could lead to further declines.
2026-06-12 11:39:09
This article identifies Upstart Holdings, Inc. (UPST) as a currently trending stock. It suggests that investors research key facts about the company before making any investment decisions. The content implies that understanding the underlying factors driving its popularity is crucial for informed investment.
2026-06-11 20:40:32
Upstart Holdings, Inc. executive Sanjay Datta, President, Capital & Enterprise, sold 15,000 shares of common stock on June 9, 2026, at a weighted average price of $30.4077 per share. Following this transaction, he directly holds 313,556 shares of Upstart common stock. The sale, detailed in a Form 4 filing, involved multiple trades and included a note about his RSUs representing contingent rights to common stock.
2026-06-11 10:40:33
Citizens has reiterated a Market Underperform rating and a $20.00 price target for Upstart Holdings Inc. following a discussion with the new CFO about growth dynamics and disclosure plans. The company plans to continue focusing on its core subprime borrower base for growth and aims to maintain a capital-light business model. Upstart also intends to provide more regular disclosures on credit and growth metrics.
2026-06-10 07:38:51
Upstart's President and Chief Capital Officer, Sanjay Datta, plans to sell 15,000 shares worth approximately $456,000, following previous sales, despite Wall Street analysts raising price targets for the AI lending platform. This comes amidst a significant leadership transition at Upstart, including a new CEO and CFO. Analysts like Jefferies and BofA have adjusted their price targets upwards, citing factors such as a focus on the non-prime segment and strong monthly origination volumes, even as the company's shares have declined over 32% this year and retail sentiment is bearish.

