Upstart Holdings Inc
$ 31.09
4.64%
07 Aug - close price
- Market Cap 3,025,463,000 USD
- Current Price $ 31.09
- High / Low $ 31.11 / 29.69
- Stock P/E 57.57
- Book Value 7.66
- EPS 0.54
- Next Earning Report -
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.02 %
- ROE 0.08 %
- 52 Week High 76.95
- 52 Week Low 23.96
About
Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.
Analyst Target Price
$40.60
Quarterly Earnings
| Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-08-04 | 2026-05-05 | 2026-02-10 | 2025-11-04 | 2025-08-05 | 2025-05-06 | 2025-02-11 | 2024-11-07 | 2024-08-06 | 2024-05-07 | 2024-02-13 | 2023-11-07 |
| Reported EPS | 0.18 | 0.3 | 0.5 | 0.52 | 0.36 | 0.3 | 0.26 | -0.06 | -0.17 | -0.31 | -0.11 | -0.05 |
| Estimated EPS | 0.3 | 0.43 | 0.46 | 0.42 | 0.25 | 0.17 | -0.04 | -0.15 | -0.39 | -0.39 | -0.14 | -0.02 |
| Surprise | -0.12 | -0.13 | 0.04 | 0.1 | 0.11 | 0.13 | 0.3 | 0.09 | 0.22 | 0.08 | 0.03 | -0.03 |
| Surprise Percentage | -40% | -30.2326% | 8.6957% | 23.8095% | 44% | 76.4706% | 750% | 60% | 56.4103% | 20.5128% | 21.4286% | -150% |
Next Quarterly Earnings
| Reported Date |
| Fiscal Date Ending |
| Estimated EPS |
| Currency |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: UPST
2026-08-06 17:11:26
Upstart Holdings (UPST) stock has seen an 82.4% decline over the last five years, yet traditional valuation metrics still suggest it is expensive. The company's P/E ratio of 48.7x is significantly higher than the industry average, indicating overvaluation even after recent banking and funding developments. While conditional approval for Upstart Bank and a new agreement with Castlelake could support growth, regulatory scrutiny and funding concentration remain concerns for investors.
2026-08-05 21:40:55
Upstart Holdings (NASDAQ: UPST) reported strong second-quarter results, exceeding revenue estimates and affirming its FY2026 sales guidance. Following the upbeat performance, analysts from Piper Sandler and Needham both increased their price targets for the stock, maintaining their Overweight and Buy ratings, respectively. The company's shares rose significantly in pre-market trading.
2026-08-05 20:36:41
Upstart, an AI-based fintech, significantly increased its auto loan originations in Q2 2026, reaching $426 million, a 264.1% year-over-year increase. The company decided to discontinue its auto refinance business to concentrate on more promising areas of its portfolio and has also received conditional approval for a bank charter. Upstart further solidified its funding through new institutional deals and an asset-backed securitization.
2026-08-05 17:36:41
Upstart Holdings, Inc.'s average 12-month price target has been increased to $39.62 by 16 analysts, representing a potential upside of approximately 31% from its August 4th closing price. The consensus rating from 17 analysts remains a "Buy," with a breakdown of 9 Buys, 6 Holds, and 2 Sells. This updated target suggests continued positive sentiment for the stock among analysts.
2026-08-05 07:00:36
Upstart Holdings, Inc. (UPST) reported strong Q2 earnings of $0.59 per share, beating the Zacks Consensus Estimate of $0.58, and revenues of $364.71 million, surpassing the estimate by 2.77%. Despite these positive results, the company's shares have underperformed the S&P 500 year-to-date, and its Zacks Rank is currently a #3 (Hold), indicating expected market-in-line performance. The article also touches on the outlook for the Financial - Miscellaneous Services industry and mentions Ridgepost Capital, Inc. (RPC) as another company in the same sector.
2026-08-05 02:10:37
Upstart Holdings (UPST) stock surged over 11% overnight after reporting stellar second-quarter results that exceeded Wall Street's revenue expectations. The AI lending company reported $365 million in revenue, a 42% year-over-year increase, and $4.2 billion in loan originations, up 50% year-over-year. CEO Paul Gu highlighted the new management team's success in achieving simultaneous loan growth, strong credit performance, and expanding margins.
