Upstart Holdings Inc
$ 32.82
-5.53%
23 Apr - close price
- Market Cap 3,324,870,000 USD
- Current Price $ 32.82
- High / Low $ 34.36 / 31.98
- Stock P/E 77.20
- Book Value 8.15
- EPS 0.45
- Next Earning Report 2026-05-05
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.02 %
- ROE 0.07 %
- 52 Week High 87.30
- 52 Week Low 23.96
About
Upstart Holdings, Inc. operates a cloud-based artificial intelligence (AI) lending platform. The company is headquartered in San Mateo, California.
Analyst Target Price
$43.93
Quarterly Earnings
| Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-02-10 | 2025-11-06 | 2025-08-05 | 2025-05-06 | 2025-02-11 | 2024-11-07 | 2024-08-06 | 2024-05-07 | 2024-02-13 | 2023-11-07 | 2023-08-08 | 2023-05-09 |
| Reported EPS | 0.17 | 0.52 | 0.36 | 0.3 | 0.26 | -0.06 | -0.17 | -0.31 | -0.11 | -0.05 | 0.06 | -0.47 |
| Estimated EPS | 0.15 | 0.42 | 0.25 | 0.17 | -0.04 | -0.15 | -0.39 | -0.39 | -0.14 | -0.02 | -0.07 | -0.81 |
| Surprise | 0.02 | 0.1 | 0.11 | 0.13 | 0.3 | 0.09 | 0.22 | 0.08 | 0.03 | -0.03 | 0.13 | 0.34 |
| Surprise Percentage | 13.3333% | 23.8095% | 44% | 76.4706% | 750% | 60% | 56.4103% | 20.5128% | 21.4286% | -150% | 185.7143% | 41.9753% |
Next Quarterly Earnings
| Mar 2026 | |
|---|---|
| Reported Date | 2026-05-05 |
| Fiscal Date Ending | 2026-03-31 |
| Estimated EPS | 0.2 |
| Currency | USD |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: UPST
2026-04-24 00:09:35
Robbins LLP has filed a class action lawsuit on behalf of investors who purchased Upstart Holdings, Inc. (NASDAQ: UPST) securities between May 14, 2025, and November 4, 2025. The lawsuit alleges that Upstart misled investors about the accuracy and performance of its AI lending model, "Model 22," which failed to deliver promised increases in loan approval rates and negatively impacted the company's revenue. As a result, Upstart's stock price fell significantly after the company revised its financial guidance downwards.
2026-04-23 22:09:35
Kirby McInerney LLP has filed a securities fraud lawsuit against Upstart Holdings, Inc. on behalf of investors who purchased securities between May 14, 2025, and November 4, 2025. The lawsuit alleges that Upstart's AI model, Model 22, was overly conservative and negatively impacted revenue guidance, leading to a significant stock price drop. Investors have until June 8, 2026, to request lead plaintiff appointment.
2026-04-23 19:09:35
Upstart Holdings (UPST) is seeking a bank charter from the OCC and FDIC, a move analysts believe will address a significant downside risk by reducing reliance on private credit funding. The company saw strong recovery in 2025, with revenue exceeding $1 billion and adjusted EBITDA reaching $230 million. Wall Street analysts currently give UPST a mean price target that implies a 26% upside, and the bank charter application could further de-risk the stock by providing access to lower-cost deposit funding.
2026-04-23 16:09:35
Bronstein, Gewirtz & Grossman LLC has filed a class action lawsuit against Upstart Holdings, Inc. (NASDAQ: UPST) and its officers, alleging violations of federal securities laws. The lawsuit claims that Upstart's AI underwriting model, Model 22, overstated its accuracy and approval rates, frequently overreacting to negative macroeconomic signals, which negatively impacted the company's revenue and rendered its 2025 revenue guidance unreliable. Investors who purchased Upstart securities between May 14, 2025, and November 4, 2025, are encouraged to join the lawsuit, with a lead plaintiff deadline of June 8, 2026.
2026-04-23 13:09:35
Upstart Holdings Inc. (UPST) stock saw a decrease of 0.81% in value yesterday, closing at $28.16, while the broader market experienced gains. This underperformance follows a recent trend where the company's shares are trading below their 52-week high, although they remain above the lowest point. Investors are keen to observe if the firm's robust earnings performance, as indicated by its Zacks Rank and favorable growth prospects, will translate into future stock appreciation despite the current dip.
2026-04-23 13:09:35
The Portnoy Law Firm has announced a class action lawsuit on behalf of investors in Upstart Holdings, Inc. (NASDAQ: UPST) who purchased securities between May 14, 2025, and November 4, 2025. This action follows a significant drop in Upstart's stock price after the company disclosed that its "Model 22 underwriting system" led to missed third-quarter financial expectations and reduced borrower approvals, causing a loss of investor confidence. Investors have until June 8, 2026, to file a lead plaintiff motion.
