United Security Bancshares
$ 10.48
0.10%
24 Feb - close price
- Market Cap 171,013,000 USD
- Current Price $ 10.48
- High / Low $ 10.64 / 10.38
- Stock P/E 14.97
- Book Value 7.83
- EPS 0.65
- Next Earning Report 2026-04-16
- Dividend Per Share $0.48
- Dividend Yield 4.91 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.08 %
- 52 Week High 11.52
- 52 Week Low 7.05
About
United Security Bancshares is the banking holding company for United Security Bank, a state-licensed bank that provides a variety of commercial banking services to the business and professional community and individuals in California. The company is headquartered in Fresno, California.
Analyst Target Price
N/A
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-10-16 | 2025-07-17 | 2025-04-16 | 2025-01-23 | 2024-10-18 | 2024-07-18 | 2024-04-18 | 2024-01-25 | 2023-10-30 | 2023-07-25 | 2023-04-26 | 2023-01-26 |
| Reported EPS | 0.23 | 0.13 | 0.1554 | 0.1447 | 0.2225 | 0.25 | 0.2423 | 0.31 | 0.2248 | 0.2581 | 0.3583 | 0.31 |
| Estimated EPS | None | None | None | None | None | None | None | None | None | None | None | None |
| Surprise | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Surprise Percentage | None% | None% | None% | None% | None% | None% | None% | None% | None% | None% | None% | None% |
Next Quarterly Earnings
| Mar 2026 | |
|---|---|
| Reported Date | 2026-04-16 |
| Fiscal Date Ending | 2026-03-31 |
| Estimated EPS | |
| Currency | USD |
Previous Dividend Records
| Jan 2026 | Oct 2025 | Jul 2025 | Apr 2025 | Jan 2025 | Oct 2024 | Jul 2024 | Apr 2024 | Jan 2024 | Oct 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2026-01-13 | 2025-10-21 | 2025-07-22 | 2025-04-22 | 2025-01-17 | 2024-10-23 | 2024-07-23 | 2024-04-22 | 2024-01-19 | 2023-10-25 |
| Amount | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 | $0.12 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: UBFO
2026-01-24 22:00:59
United Security Bancshares (UBFO) reported FY 2025 results with US$48.3 million in revenue and US$0.71 EPS, but a notable decline in its net profit margin from 30.4% to 25.5% compared to the previous year. While the company still shows solid absolute profits and improved non-performing loans, its higher P/E ratio compared to peers contrasts with a discounted cash flow valuation suggesting undervaluation. The article emphasizes that the margin decline and P/E premium challenge a purely bullish outlook, urging investors to consider the long-term trend.
2025-12-24 11:27:52
Community West Bancshares and United Security Bancshares announced that, following their definitive merger agreement, Jagroop “Jay” Gill and Dora Westerlund from United Security Bancshares will join Community West Bancshares’ board of directors. Mr. Gill is also expected to be appointed Vice Chairman of Community West Bancshares’ board. This move aims to enhance leadership, experience, and expand the banking franchise in Central California.
2025-12-23 18:55:00
Halper Sadeh LLC, an investor rights law firm, is investigating several companies for potential violations of federal securities laws and/or breaches of fiduciary duties. The firm encourages shareholders of Udemy, Inc. (UDMY), Alexander & Baldwin, Inc. (ALEX), United Security Bancshares (UBFO), and Mersana Therapeutics, Inc. (MRSN) to contact them to discuss their legal rights and options regarding recent corporate transactions. Halper Sadeh LLC aims to secure increased consideration, additional disclosures, or other relief for shareholders.
2025-12-23 14:09:47
United Security Bancshares has announced that two of its directors, Jagroop “Jay” Gill and Dora Westerlund, will join the Community West Bancshares board following their all-stock merger. Gill, currently vice chairman and largest shareholder of United Security, is expected to assume the vice chairman role at Community West, aiming to provide continuity and shareholder representation for the integrated regional banking platform. Analysts currently rate UBFO stock as a Buy with an $11.50 price target.
2025-12-23 11:28:04
Community West Bancshares (NASDAQ: CWBC) and United Security Bancshares (NASDAQ: UBFO) have signed a definitive merger agreement in an all-stock transaction valued at approximately $191.9 million. The merger, expected to close in Q2 2026, will combine the banking operations of both companies, creating a larger financial institution with approximately $5 billion in total assets and expanded service areas across Central California. The combined entity will be led by Community West Bancshares' current CEO, James J. Kim, with United Security Bancshares' Chairman Dennis R. Woods serving as Chairman Emeritus.
2025-12-21 17:11:21
Community West Bancshares and United Security Bancshares announced a definitive merger agreement to combine in an all-stock transaction. The merger, valued at approximately $191.9 million, is expected to close in Q2 2026, creating a financial institution with approximately $5 billion in total assets and expanding its presence across 12 Central California counties. The combined entity will be led by Community West Bancshares CEO James J. Kim, aiming to enhancebanking services and deliver greater value to shareholders.
