Provident Financial Holdings Inc
$ 17.76
0.00%
31 Jul - close price
- Market Cap 111,249,000 USD
- Current Price $ 17.76
- High / Low $ 17.94 / 17.75
- Stock P/E 17.24
- Book Value 20.15
- EPS 1.03
- Next Earning Report -
- Dividend Per Share $0.56
- Dividend Yield 3.15 %
- Next Dividend Date 2026-09-03
- ROA 0.01 %
- ROE 0.05 %
- 52 Week High 18.00
- 52 Week Low 14.47
About
Provident Financial Holdings, Inc. is the parent company of Provident Savings Bank, FSB providing community banking services to consumers and small and medium-sized businesses in the Inland Empire region of Southern California. The company is headquartered in Riverside, California.
Analyst Target Price
$18.00
Quarterly Earnings
| Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-07-28 | 2026-04-28 | 2026-01-26 | 2025-10-28 | 2025-07-28 | 2025-04-28 | 2025-01-28 | 2024-10-28 | 2024-07-29 | 2024-04-29 | 2024-01-29 | 2023-10-25 |
| Reported EPS | 0.35 | 0.21 | 0.22 | 0.25 | 0.24 | 0.28 | 0.13 | 0.28 | 0.28 | 0.22 | 0.31 | 0.25 |
| Estimated EPS | 0.28 | 0.29 | 0.3 | 0.29 | 0.28 | 0.24 | 0.26 | 0.25 | 0.23 | 0.26 | 0.26 | 0.28 |
| Surprise | 0.07 | -0.08 | -0.08 | -0.04 | -0.04 | 0.04 | -0.13 | 0.03 | 0.05 | -0.04 | 0.05 | -0.03 |
| Surprise Percentage | 25% | -27.5862% | -26.6667% | -13.7931% | -14.2857% | 16.6667% | -50% | 12% | 21.7391% | -15.3846% | 19.2308% | -10.7143% |
Next Quarterly Earnings
| Reported Date |
| Fiscal Date Ending |
| Estimated EPS |
| Currency |
Previous Dividend Records
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2026-09-03 | 2026-06-04 | 2026-03-05 | 2025-12-04 | 2025-09-04 | 2025-06-05 | 2025-03-06 | 2024-12-05 | 2024-09-05 | 2024-06-06 |
| Amount | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 |
Next Dividend Records
| Dividend per share (year): | $0.56 |
| Dividend Yield | 3.15% |
| Next Dividend Date | 2026-09-03 |
| Ex-Dividend Date | 2026-08-13 |
Recent News: PROV
2026-08-01 03:40:05
Provident Financial Holdings director Matthew Webb exercised stock options for 7,000 shares of common stock at $12.09 per share on July 30, 2026, increasing his direct holdings to 8,000 shares. He retains 17,000 unexercised stock options from previous grants in 2023 and 2024, with vesting dates extending to 2028. This transaction was not conducted under a Rule 10b5-1 trading plan.
2026-07-29 16:50:35
Provident Financial Holdings surpassed Q4 2026 profit and revenue estimates, driven by an expanded net interest margin, modest loan growth, and strong credit quality. The company reported EPS of $0.35 and revenue of $10.59 million, exceeding analyst forecasts. Management anticipates continued margin support from loan repricing in the upcoming quarter, despite potential stabilization or slight increases in deposit costs due to a competitive landscape and the Federal Reserve's pause on rate cuts.
2026-07-28 16:09:11
Provident Financial Holdings, Inc. reported significantly improved financial results for Q4 and fiscal year 2026. Net income for Q4 increased to $2.18 million, up 61% from the prior quarter and 34% year-over-year, while fiscal 2026 net income rose 6% to $6.66 million. The company highlighted expanded net interest margin, excellent credit quality with low non-performing assets, and capital return through share repurchases and dividends.
2026-07-28 09:42:13
Provident Financial Holdings reported strong financial results for the fourth quarter and fiscal year ended June 30, 2026. Net income for the quarter increased significantly to $2.18 million, up 61% sequentially and 34% year-over-year, driven by a recovery of credit losses and higher non-interest income. For the full fiscal year, net income rose 6% to $6.66 million, and diluted EPS increased 11% to $1.03, reflecting sustained business momentum, expanding net interest margin, and excellent credit quality.
2026-07-28 03:42:13
Provident Financial Senior Vice President Michael Scott Van Stockum has filed an initial beneficial ownership statement, disclosing holdings of 4,323 shares directly and 5,684 shares indirectly through an employee stock ownership plan. This information was generated by Public Technologies (PUBT) using AI based on data published by Provident Financial Holdings Inc. via EDGAR.
2026-07-27 15:02:44
Provident Financial Holdings Inc. (PROV) Senior Vice President Michael Scott Van Stockum has disclosed his share ownership in a recent Form 3 filing. He holds 5,684 common shares indirectly through an Employee Stock Ownership Plan and 4,323 shares directly, which include restricted shares vesting on August 12, 2026, and May 23, 2028. This initial statement of beneficial ownership provides details on his direct and indirect holdings.
