Provident Financial Holdings Inc
$ 16.29
1.94%
11 Feb - close price
- Market Cap 101,873,000 USD
- Current Price $ 16.29
- High / Low $ 16.64 / 16.19
- Stock P/E 16.47
- Book Value 19.88
- EPS 0.97
- Next Earning Report 2026-05-04
- Dividend Per Share $0.56
- Dividend Yield 3.44 %
- Next Dividend Date 2026-03-05
- ROA 0.01 %
- ROE 0.05 %
- 52 Week High 16.64
- 52 Week Low 12.63
About
Provident Financial Holdings, Inc. is the parent company of Provident Savings Bank, FSB providing community banking services to consumers and small and medium-sized businesses in the Inland Empire region of Southern California. The company is headquartered in Riverside, California.
Analyst Target Price
$16.00
Quarterly Earnings
| Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-02-02 | 2025-10-27 | 2025-07-28 | 2025-04-28 | 2025-01-28 | 2024-10-28 | 2024-07-29 | 2024-04-29 | 2024-01-29 | 2023-10-25 | 2023-07-26 | 2023-04-26 |
| Reported EPS | 0.22 | 0.25 | 0.24 | 0.28 | 0.13 | 0.28 | 0.28 | 0.22 | 0.31 | 0.25 | 0.26 | 0.33 |
| Estimated EPS | 0.335 | 0.29 | 0.28 | 0.24 | 0.26 | 0.25 | 0.23 | 0.24 | 0.26 | 0.28 | 0.33 | 0.32 |
| Surprise | -0.115 | -0.04 | -0.04 | 0.04 | -0.13 | 0.03 | 0.05 | -0.02 | 0.05 | -0.03 | -0.07 | 0.01 |
| Surprise Percentage | -34.3284% | -13.7931% | -14.2857% | 16.6667% | -50% | 12% | 21.7391% | -8.3333% | 19.2308% | -10.7143% | -21.2121% | 3.125% |
Next Quarterly Earnings
| Mar 2026 | |
|---|---|
| Reported Date | 2026-05-04 |
| Fiscal Date Ending | 2026-03-31 |
| Estimated EPS | 0.355 |
| Currency | USD |
Previous Dividend Records
| Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2025-12-04 | 2025-09-04 | 2025-06-05 | 2025-03-06 | 2024-12-05 | 2024-09-05 | 2024-06-06 | 2024-03-07 | 2023-12-07 | 2023-09-07 |
| Amount | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 |
Next Dividend Records
| Dividend per share (year): | $0.56 |
| Dividend Yield | 3.44% |
| Next Dividend Date | 2026-03-05 |
| Ex-Dividend Date | 2026-02-12 |
Recent News: PROV
2026-02-11 07:45:45
Provident Financial (NASDAQ:PROV) shares have moved above their 200-day moving average of $15.66, trading as high as $16.45. Despite missing Q4 EPS estimates, the company beat revenue expectations and declared a quarterly dividend of $0.14, representing a 3.5% yield. Analysts currently hold a "Hold" rating on the stock with a consensus target price of $16.00.
2026-02-09 09:58:54
Provident Financial Holdings, Inc. (NASDAQ:PROV) is set to go ex-dividend in two days, with shareholders needing to purchase shares before February 12th to receive the US$0.14 dividend payable on March 5th. The company maintains a 3.4% trailing yield and a low payout ratio of 28%, suggesting dividend sustainability. Despite flat earnings over the past five years, the low payout ratio provides a cushion against potential dividend cuts.
2026-02-07 07:34:00
The article analyzes Provident Financial Holdings Inc. (NASDAQ: PROV) using algorithmic entry frameworks. It highlights a neutral sentiment, a 12.4:1 risk-reward setup, and various institutional trading strategies for different risk profiles. The analysis includes near-term, mid-term, and long-term signal assessments.
2026-02-03 10:59:53
Provident Financial Holdings missed Q2 FY2026 EPS and revenue estimates, reporting EPS of $0.22 against an expected $0.34, and revenue of $9.84 million versus a $10.5 million forecast. Despite the miss, the stock saw a slight pre-market increase of 0.43%. The company highlighted a 42% increase in loan originations but also noted rising operating expenses due to a pre-litigation settlement.
2026-01-29 07:58:36
Provident Bank has been recognized by Newsweek as one of America's Best Regional Banks for 2026, marking a significant achievement as the bank celebrates its 70th anniversary. This recognition is based on a comprehensive evaluation including customer feedback, financial performance, and community involvement. Donavon P. Ternes, President and CEO, highlighted the honor's importance, crediting employees' dedication and the trust placed in the bank by its clients.
2026-01-29 03:00:41
Provident Financial Holdings reported mixed fiscal second-quarter results, with net income up 65% year-over-year but down 15% sequentially due to lower credit loss recovery and increased operating expenses. Despite a slight asset contraction and deposit reduction, the bank saw a continued expansion of its net interest margin to 3.03% and maintained strong asset quality with non-performing assets falling by 30%. The company continues its capital return strategy and remains optimistic about a normalizing yield curve.
