Provident Financial Holdings Inc
$ 18.06
0.75%
10 Aug - close price
- Market Cap 112,097,000 USD
- Current Price $ 18.06
- High / Low $ 18.42 / 18.02
- Stock P/E 17.40
- Book Value 20.15
- EPS 1.03
- Next Earning Report -
- Dividend Per Share $0.56
- Dividend Yield 3.1 %
- Next Dividend Date 2026-09-03
- ROA 0.01 %
- ROE 0.05 %
- 52 Week High 18.42
- 52 Week Low 14.64
About
Provident Financial Holdings, Inc. is the parent company of Provident Savings Bank, FSB providing community banking services to consumers and small and medium-sized businesses in the Inland Empire region of Southern California. The company is headquartered in Riverside, California.
Analyst Target Price
$18.50
Quarterly Earnings
| Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-07-28 | 2026-04-28 | 2026-01-26 | 2025-10-28 | 2025-07-28 | 2025-04-28 | 2025-01-28 | 2024-10-28 | 2024-07-29 | 2024-04-29 | 2024-01-29 | 2023-10-25 |
| Reported EPS | 0.35 | 0.21 | 0.22 | 0.25 | 0.24 | 0.28 | 0.13 | 0.28 | 0.28 | 0.22 | 0.31 | 0.25 |
| Estimated EPS | 0.28 | 0.29 | 0.3 | 0.29 | 0.28 | 0.24 | 0.26 | 0.25 | 0.23 | 0.26 | 0.26 | 0.28 |
| Surprise | 0.07 | -0.08 | -0.08 | -0.04 | -0.04 | 0.04 | -0.13 | 0.03 | 0.05 | -0.04 | 0.05 | -0.03 |
| Surprise Percentage | 25% | -27.5862% | -26.6667% | -13.7931% | -14.2857% | 16.6667% | -50% | 12% | 21.7391% | -15.3846% | 19.2308% | -10.7143% |
Next Quarterly Earnings
| Reported Date |
| Fiscal Date Ending |
| Estimated EPS |
| Currency |
Previous Dividend Records
| Sep 2026 | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2026-09-03 | 2026-06-04 | 2026-03-05 | 2025-12-04 | 2025-09-04 | 2025-06-05 | 2025-03-06 | 2024-12-05 | 2024-09-05 | 2024-06-06 |
| Amount | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 |
Next Dividend Records
| Dividend per share (year): | $0.56 |
| Dividend Yield | 3.1% |
| Next Dividend Date | 2026-09-03 |
| Ex-Dividend Date | 2026-08-13 |
Recent News: PROV
2026-08-09 13:11:24
Provident Financial Holdings, Inc. (NASDAQ:PROV) is set to go ex-dividend in three days, offering a 3.1% trailing yield from its annual dividend of US$0.56. While the company's 54% payout ratio suggests an affordable dividend, earnings per share have remained flat over the past five years, and the dividend has only increased by 1.6% annually over the last decade. Investors should consider the lack of strong earnings growth when evaluating PROV as a dividend stock.
2026-08-06 07:40:31
Provident Financial Holdings Inc (PROV) reported a 5% sequential increase in loan originations to $46.4 million for Q4 2026, alongside a net interest margin expansion of 8 basis points to 3.21%. Despite strong credit quality and shareholder returns, the company anticipates slowing net interest margin expansion due to stabilizing funding costs and continued competition in the deposit landscape. The CEO noted that deposit costs have likely bottomed out, and future wholesale funding repricing may occur at comparable or higher costs.
2026-08-04 16:41:30
This article provides a precision trading analysis for Provident Financial Holdings Inc. (PROV), highlighting strong sentiment across all horizons and compelling upside potential. It presents institutional trading strategies for various risk profiles, including position, momentum breakout, and risk hedging strategies, along with multi-timeframe signal analysis. The report details entry zones, targets, and stop losses based on AI-generated signals to optimize trading decisions and manage risk.
2026-08-04 16:22:00
This article from Stock Traders Daily outlines a precision trading analysis for Provident Financial Holdings Inc. (PROV), highlighting strong sentiment across all horizons and compelling upside potential due to the absence of resistance levels above the current price. It presents three AI-generated trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—tailored for different risk profiles, along with multi-timeframe signal analysis. The piece emphasizes the use of AI for real-time signals, risk management, and personalized alerts for traders.
2026-08-01 03:40:05
Provident Financial Holdings director Matthew Webb exercised stock options for 7,000 shares of common stock at $12.09 per share on July 30, 2026, increasing his direct holdings to 8,000 shares. He retains 17,000 unexercised stock options from previous grants in 2023 and 2024, with vesting dates extending to 2028. This transaction was not conducted under a Rule 10b5-1 trading plan.
2026-07-29 16:50:35
Provident Financial Holdings surpassed Q4 2026 profit and revenue estimates, driven by an expanded net interest margin, modest loan growth, and strong credit quality. The company reported EPS of $0.35 and revenue of $10.59 million, exceeding analyst forecasts. Management anticipates continued margin support from loan repricing in the upcoming quarter, despite potential stabilization or slight increases in deposit costs due to a competitive landscape and the Federal Reserve's pause on rate cuts.
