Oportun Financial Corp
$ 5.51
0.18%
10 Feb - close price
- Market Cap 243,151,000 USD
- Current Price $ 5.51
- High / Low $ 5.64 / 5.45
- Stock P/E 7.65
- Book Value 8.71
- EPS 0.72
- Next Earning Report 2026-02-11
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.09 %
- 52 Week High 9.24
- 52 Week Low 4.05
About
Oportun Financial Corporation (Ticker: OPRT) is a leading financial services provider headquartered in San Carlos, California, focused on delivering accessible credit solutions to underserved consumers across the United States. Utilizing advanced technology and data analytics, Oportun streamlines the lending process, offering personal loans and flexible credit options designed to meet diverse customer needs. Committed to promoting financial inclusion and responsible lending, the company empowers consumers to build credit histories while pursuing their financial goals. Through its innovative approach and dedication to servicing a critical market segment, Oportun positions itself as a leader in responsible credit access within the financial services industry.
Analyst Target Price
$8.25
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-11-10 | 2025-08-06 | 2025-05-08 | 2025-02-12 | 2024-11-12 | 2024-08-08 | 2024-05-09 | 2024-03-14 | 2023-11-06 | 2023-08-08 | 2023-05-08 | 2023-03-13 |
| Reported EPS | 0.39 | 0.31 | 0.4 | 0.49 | 0.02 | 0.08 | 0.09 | -0.53 | -0.46 | 0.06 | -2.6 | 0.14 |
| Estimated EPS | 0.28 | 0.22 | 0.08 | 0.1 | 0.07 | -0.18 | -0.26 | -0.37 | 0.31 | -0.14 | -1.36 | 0.23 |
| Surprise | 0.11 | 0.09 | 0.32 | 0.39 | -0.05 | 0.26 | 0.35 | -0.16 | -0.77 | 0.2 | -1.24 | -0.09 |
| Surprise Percentage | 39.2857% | 40.9091% | 400% | 390% | -71.4286% | 144.4444% | 134.6154% | -43.2432% | -248.3871% | 142.8571% | -91.1765% | -39.1304% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-02-11 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 0.2 |
| Currency | USD |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: OPRT
2026-02-09 23:20:00
Oportun issued $485 million in asset-backed notes at a weighted average yield of 5.32%, marking its fourth consecutive sub-6% issuance and demonstrating its ability to raise capital on favorable terms. The company also repaid $37.5 million in corporate debt during the fourth quarter of 2025, contributing to a total of $70 million repaid that year due to strong financial performance. This strategic financial optimization reflects Oportun's commitment to improving its balance sheet and maintaining access to efficient capital markets.
2026-02-04 17:28:30
Oportun Financial Corporation (OPRT) is expected to report a year-over-year decline in Q4 earnings and lower revenues for the quarter ended December 2025. The Zacks Consensus Estimate predicts EPS of $0.24, down 51%, and revenues of $244.29 million, down 2.6%. The company's Earnings ESP of -13.40% and a Zacks Rank of #4 make it difficult to confidently predict an earnings beat.
2026-02-04 09:28:36
Oportun Financial (NASDAQ:OPRT) is scheduled to release its Q4 2025 earnings before market open on Wednesday, February 11th. Analysts project earnings per share of $0.28 and revenue of $243.48 million for the quarter. The company previously surpassed estimates in Q3 2025 with $0.39 EPS and $238.69 million in revenue, and institutional investors currently hold a significant 82.70% stake in the stock.
2026-01-23 05:58:15
Citizens has reiterated its Market Perform rating on Oportun Financial (NASDAQ: OPRT), citing the company's efforts to reduce its cost structure and projecting a 48% decrease in 2025 operating expenses from 2022 peak levels. The firm believes OPRT shares are fairly valued at approximately 0.8 times their 2025 year-end tangible book value. The cautious outlook is also influenced by uncertainty regarding Oportun's future CEO, despite recent positive earnings and a leadership change announcement.
2026-01-22 10:57:23
Citizens has reiterated its "Market Perform" rating on Oportun Financial Corp (NASDAQ:OPRT) due to the company's efforts to reduce its cost structure, projecting a 48% decrease in 2025 operating expenses from their 2022 peak. Despite "impressive execution" in cost rationalization and leverage reduction, the neutral stance is maintained due to the need for a more consistent track record of stable loss rate guidance and uncertainty regarding future CEO leadership. This comes after Oportun surpassed Q3 2025 earnings expectations and announced CEO Raul Vazquez's departure.
2026-01-21 21:58:03
Oportun Financial Corporation announced that CEO Raul Vazquez will step down by April 3, 2026, after nearly 14 years with the company, prompting a search for his successor. Under Vazquez's leadership, Oportun grew significantly, increasing revenue from $30 million to over $950 million and completing its IPO. The company also released positive preliminary Q4 and full-year 2025 financial results, exceeding revenue guidance and reporting a better-than-expected net charge-off rate.
