Mainstreet Bank
$ 22.44
-0.53%
11 Feb - close price
- Market Cap 169,123,000 USD
- Current Price $ 22.44
- High / Low $ 22.86 / 22.34
- Stock P/E 12.89
- Book Value 26.39
- EPS 1.75
- Next Earning Report 2026-03-13
- Dividend Per Share $0.40
- Dividend Yield 1.76 %
- Next Dividend Date 2026-02-16
- ROA 0.01 %
- ROE 0.07 %
- 52 Week High 23.34
- 52 Week Low 14.70
About
MainStreet Bancshares, Inc. is the banking holding company for MainStreet Bank offering a variety of banking products and services to individuals, small and medium-sized businesses and professional service organizations primarily in Northern Virginia and the greater Washington, District of Columbia area. The company is headquartered in Fairfax, Virginia.
Analyst Target Price
$23.50
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-10-27 | 2025-07-22 | 2025-04-21 | 2025-01-27 | 2024-10-28 | 2024-07-29 | 2024-04-22 | 2024-01-22 | 2023-10-23 | 2023-07-24 | 2023-04-17 | 2023-01-23 |
| Reported EPS | 0.5 | 0.53 | 0.24 | -2.2 | 0.03 | 0.27 | 0.36 | 0.61 | 0.77 | 0.85 | 1.01 | 0.95 |
| Estimated EPS | 0.51 | 0.44 | 0.21 | 0.23 | 0.07 | 0.29 | 0.51 | 0.63 | 0.77 | 0.85 | 0.94 | 0.9 |
| Surprise | -0.01 | 0.09 | 0.03 | -2.43 | -0.04 | -0.02 | -0.15 | -0.02 | 0 | 0 | 0.07 | 0.05 |
| Surprise Percentage | -1.9608% | 20.4545% | 14.2857% | -1056.5217% | -57.1429% | -6.8966% | -29.4118% | -3.1746% | 0% | 0% | 7.4468% | 5.5556% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-03-13 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 0.49 |
| Currency | USD |
Previous Dividend Records
| Feb 2026 | Nov 2025 | Aug 2025 | May 2025 | Feb 2025 | Nov 2024 | Aug 2024 | May 2024 | Feb 2024 | Nov 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2026-02-16 | 2025-11-18 | 2025-08-13 | 2025-05-20 | 2025-02-17 | 2024-11-19 | 2024-08-16 | 2024-05-10 | 2024-02-09 | 2023-11-14 |
| Amount | $0.1 | $0.1 | $0.1 | $0.1 | $0.1 | $0.1 | $0.1 | $0.1 | $0.1 | $0.1 |
Next Dividend Records
| Dividend per share (year): | $0.40 |
| Dividend Yield | 1.76% |
| Next Dividend Date | 2026-02-16 |
| Ex-Dividend Date | 2026-02-09 |
Recent News: MNSB
2026-02-04 02:40:00
This article provides an in-depth AI-driven analysis of Mainstreet Bancshares Inc. (NASDAQ: MNSB), highlighting a strong overweight bias across all trading horizons. It details institutional trading strategies including position trading, momentum breakout, and risk hedging, along with specific entry, target, and stop-loss levels. The analysis emphasizes a mid-channel oscillation pattern and offers a significant risk-reward short setup.
2026-02-03 13:58:11
MainStreet Bank (MNSB) reported Q4 2025 earnings, missing EPS and revenue estimates, with EPS at $0.46 against a forecast of $0.55 and revenue at $18.04 million versus $19.6 million. Despite the miss, the stock rose 5.14% pre-market, indicative of investor optimism regarding the bank's strategic focus on core profitability, cost optimization, and future guidance for moderate growth. The company emphasizes its strong capital base, efficient branch-light strategy, and disciplined loan portfolio management in the D.C. metropolitan area.
2026-01-29 00:57:45
MainStreet Bancshares Inc (MNSB) reported its Q4 2025 earnings, highlighting strategic growth, efficient technology leverage, and strong loan and deposit growth. Despite facing challenges like some problem credits and a relatively low return on assets, the company aims for continued momentum by optimizing deposit mix and managing credit risk. MNSB anticipates net interest margin resilience throughout 2026 due to its core portfolio strength and favorable market positioning.
2026-01-27 20:28:33
MainStreet Bancshares (NASDAQ:MNSB) has declared a cash dividend of $0.10 per share for common shareholders, payable on February 16, 2026, to shareholders of record as of February 9, 2026. The dividend contributes to a current yield of 1.98%. This announcement follows the bank's recent fourth-quarter 2025 financial results, which saw earnings per share and revenue fall short of analyst expectations.
2026-01-27 14:59:53
MainStreet Bancshares (MNSB) has returned to profitability in FY 2025, reporting increased revenue and EPS, shifting from a loss to a profit on a trailing twelve-month basis. Despite these positive earnings, the article highlights concerns regarding loan quality, an 81% allowance for bad loans (below fully covered), and potentially weak dividend coverage given persistent non-performing loans. The stock's P/E ratio and DCF fair value suggest it is conservatively priced, yet cautious investors might hesitate due to lower growth forecasts compared to the market and recent insider selling.
2026-01-27 14:59:53
MainStreet Bancshares, Inc. reported a net income of $15.6 million for the fiscal year ended December 31, 2025, with earnings per common share of $1.76. The company successfully expanded its net interest margin to 3.46%, a 33-basis point increase from the previous year, and grew its gross loan portfolio by $54 million in the fourth quarter. MainStreet Bank also announced the opening of a new branch in Middleburg, Virginia, in February 2026, further extending its presence in the Washington, D.C. metropolitan area.
