Lake Shore Bancorp Inc
$ 14.76
-0.18%
26 Dec - close price
- Market Cap 110,037,000 USD
- Current Price $ 14.76
- High / Low $ 14.76 / 14.70
- Stock P/E 14.91
- Book Value 18.00
- EPS 0.96
- Next Earning Report 2026-01-23
- Dividend Per Share $0.27
- Dividend Yield 1.88 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.06 %
- 52 Week High 15.19
- 52 Week Low 9.55
About
Lake Shore Bancorp, Inc. serves as the parent company of Lake Shore Savings Bank, specializing in a comprehensive range of banking products and services designed for both individual and business customers throughout Western New York. Headquartered in Dunkirk, New York, the organization prioritizes customer-centric solutions and community involvement, striving to facilitate financial growth while delivering reliable returns to shareholders. Through a commitment to innovation and strategic market expansion, Lake Shore Bancorp is well-positioned as a pivotal entity in the local banking sector, continually enhancing its service offerings to meet evolving financial needs.
Analyst Target Price
N/A
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-10-22 | 2025-07-24 | 2025-04-29 | 2025-01-24 | 2024-10-23 | 2024-07-24 | 2024-04-22 | 2024-01-31 | 2023-10-26 | 2023-07-27 | 2023-04-27 | 2023-01-31 |
| Reported EPS | 0.319 | 0.34 | 0.1871 | 0.26 | 0.2362 | 0.1896 | 0.1734 | 0.1317 | 0.27 | 0.1396 | 0.2863 | 0.21 |
| Estimated EPS | None | None | None | None | None | None | None | None | None | None | None | None |
| Surprise | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Surprise Percentage | None% | None% | None% | None% | None% | None% | None% | None% | None% | None% | None% | None% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-01-23 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | |
| Currency | USD |
Previous Dividend Records
| Nov 2025 | Aug 2025 | |
|---|---|---|
| Payment Date | 2025-11-12 | 2025-08-13 |
| Amount | $0.09 | $0.09 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: LSBK
2025-12-26 16:06:00
An analysis of Lake Shore Bancorp Inc. (NASDAQ: LSBK) indicates a neutral sentiment across all time horizons, suggesting a wait-and-see approach for investors. AI models have generated three distinct trading strategies—Position Trading, Momentum Breakout, and Risk Hedging—with specific entry, target, and stop-loss parameters, highlighting a 33.3:1 risk-reward short setup. The article identifies key support and resistance levels for near-term, mid-term, and long-term traders.
2025-12-15 14:48:00
This article, published on December 15, 2025, analyzes Lake Shore Bancorp Inc. (NASDAQ: LSBK) using AI models to provide insights for institutional trading strategies. It presents neutral near-term readings, despite strong mid-term sentiment, and warns of elevated downside risk due to a lack of long-term support signals. The report offers specific position trading, momentum breakout, and risk hedging strategies for LSBK, alongside multi-timeframe signal analysis.
2025-10-24 13:11:00
Lake Shore Bancorp, Inc. announced a cash dividend of $0.09 per share, declared by its Board of Directors on October 22, 2025. This dividend will be paid on November 12, 2025, to stockholders of record as of November 3, 2025. Lake Shore Bancorp is the parent company of Lake Shore Bank, a community-oriented financial institution based in Dunkirk, New York, with ten full-service branches in Western New York.
2025-10-24 13:11:00
Lake Shore Bancorp (LSBK) announced a cash dividend of $0.09 per share, declared on October 22, 2025, to be paid on November 12, 2025, to stockholders of record as of November 3, 2025. This move signals the community-oriented bank's commitment to returning value to shareholders, despite the modest dividend amount and inherent risks associated with forward-looking statements. The company operates ten full-service branches in Western New York and trades on NASDAQ.
2025-10-24 09:00:00
Lake Shore Bancorp, Inc. announced a cash dividend of $0.09 per share on its common stock. The dividend was declared on October 22, 2025, and is expected to be paid on November 12, 2025, to stockholders of record as of November 3, 2025. Lake Shore Bancorp is the holding company for Lake Shore Bank, a New York-chartered financial institution, whose stock trades on the NASDAQ Global Market under the symbol LSBK.
2025-10-22 20:50:00
Lake Shore Bancorp (LSBK) announced a significant increase in its third-quarter 2025 net income, reaching $2.4 million, or $0.32 per diluted share, representing a 77.1% rise from the previous year. This growth was driven by improved net interest income, increased non-interest income, and effective expense management, contributing to a year-to-date net income of $5.3 million. The company showcased strong financial health with a higher net interest margin, reduced non-performing assets, and robust capital ratios, while also successfully completing a second-step conversion and stock offering.

