LendingClub Corp
$ 19.90
-0.40%
07 Jan - close price
- Market Cap 2,303,723,000 USD
- Current Price $ 19.90
- High / Low $ 20.27 / 19.61
- Stock P/E 22.45
- Book Value 12.68
- EPS 0.89
- Next Earning Report 2026-01-27
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.07 %
- 52 Week High 20.94
- 52 Week Low 7.90
About
LendingClub Corporation (LC), headquartered in San Francisco, California, is a leading financial technology and bank holding company that operates through its subsidiary, LendingClub Bank. The firm is dedicated to enhancing financial access by offering a comprehensive range of financial services, including personal loans and auto refinancing, leveraging sophisticated data analytics to improve the lending experience. With its focus on innovation and customer-centric solutions, LendingClub is poised to benefit from the increasing demand for alternative financial products in the digital era. The company's strong commitment to financial inclusion, coupled with robust risk management strategies, underpins its mission to revolutionize the lending landscape in the United States.
Analyst Target Price
$22.45
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-10-22 | 2025-07-29 | 2025-04-29 | 2025-01-28 | 2024-10-23 | 2024-07-30 | 2024-04-30 | 2024-01-30 | 2023-10-25 | 2023-07-26 | 2023-04-26 | 2023-01-25 |
| Reported EPS | 0.37 | 0.33 | 0.1 | 0.08 | 0.13 | 0.13 | 0.11 | 0.09 | 0.05 | 0.09 | 0.13 | 0.19 |
| Estimated EPS | 0.31 | 0.15 | 0.11 | 0.09 | 0.08 | 0.04 | 0.03 | 0.01 | 0.04 | 0.04 | 0.1 | 0.2 |
| Surprise | 0.06 | 0.18 | -0.01 | -0.01 | 0.05 | 0.09 | 0.08 | 0.08 | 0.01 | 0.05 | 0.03 | -0.01 |
| Surprise Percentage | 19.3548% | 120% | -9.0909% | -11.1111% | 62.5% | 225% | 266.6667% | 800% | 25% | 125% | 30% | -5% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-01-27 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 0.34 |
| Currency | USD |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: LC
2026-01-05 18:09:10
Shares of LendingClub (NYSE:LC) jumped 4.3% after JPMorgan reaffirmed an Overweight rating and raised its price target to $25, citing a positive 2026 outlook for the financial sector. The stock cooled to $20.07, up 5% from its previous close, indicating investor confidence. The move also follows a recent Federal Reserve interest rate cut, which is generally favorable for fintech companies like LendingClub.
2026-01-05 15:09:10
JPMorgan has renewed its bullish rating on LendingClub (LC), despite sector headwinds, noting the company trades at a 17% discount to the average analyst target and a flagged intrinsic discount of about 44%. The article discusses whether this presents a genuine opportunity, highlighting a narrative that suggests LendingClub is 13.8% undervalued with a fair value of US$22.18, driven by its hybrid digital marketplace/bank model and potential for margin expansion even with a flat revenue outlook. However, it also cautions on risks like credit quality and customer acquisition costs.
2026-01-05 04:09:10
LendingClub Corp (LC) is being discussed as a potentially undervalued fintech company. Unlike louder meme stocks, LC operates as a digital bank and lending platform, offering personal loans for debt consolidation. Investors are evaluating LC's hybrid model, debt-fix angle, and stock performance against competitors like SoFi and Upstart.
2026-01-03 01:02:00
JPMorgan analyst Reginald Smith has reaffirmed an Overweight rating for LendingClub Corporation (NYSE:LC) and raised its price target from $22 to $25, citing a potential 19% upside. This revised outlook is based on anticipated slowdowns in the broader financial sector for 2026, which Smith believes LendingClub is well-positioned to navigate. The consensus among nine analysts also shows a bullish stance, with eight "Buy" ratings and one "Hold" call, projecting an average one-year price target of $23.
2025-12-21 17:09:17
LendingClub (LC) delivered a strong quarter with increased revenue and net income, alongside significant share price growth year-to-date and over three years. Despite appearing undervalued with a narrative fair value of $22.18, the stock trades at 21.8 times earnings, which is above industry averages. The company's hybrid digital marketplace/bank model is seen as a key driver for sustained growth, but rising competition and marketing costs could impact future margins.
2025-12-20 00:10:33
Annie Armstrong, Chief Risk Officer of LendingClub Corp (LC), sold 5,333 shares on December 17, 2025. This transaction reduces her total holdings to 368,359 shares. The sale comes as LC is significantly overvalued according to its GF Value, with a price-to-GF-Value ratio of 1.97.
