Joint Stock Company Kaspi.kz
$ 81.17
-2.69%
05 Jun - close price
- Market Cap 15,424,513,000 USD
- Current Price $ 81.17
- High / Low $ 84.32 / 80.44
- Stock P/E 7.14
- Book Value 11908.49
- EPS 11.37
- Next Earning Report 2026-08-10
- Dividend Per Share N/A
- Dividend Yield 4.42 %
- Next Dividend Date -
- ROA 0.14 %
- ROE 0.47 %
- 52 Week High 97.33
- 52 Week Low 67.12
About
Joint Stock Company Kaspi.kz is a leading fintech and digital services provider in Kazakhstan, excelling in areas such as digital banking, e-commerce, and payment processing. The company leverages advanced technology to promote financial inclusion and deliver tailored services to millions of users. With its strategic positioning in a rapidly expanding market, Kaspi.kz is poised to capitalize on the surging demand for digital financial solutions in Central Asia, offering a promising investment opportunity for institutional investors seeking exposure to high-growth emerging markets.
Analyst Target Price
$96.06
Quarterly Earnings
| Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-05-11 | 2026-03-02 | 2025-11-10 | 2025-08-06 | 2025-05-12 | 2025-02-25 | 2024-10-18 | 2024-07-22 | 2024-04-25 | 2024-02-26 | 2023-10-23 | 2023-07-24 |
| Reported EPS | 2.6334 | 1470 | 1458 | 1367 | 1321 | 1625 | 1409 | 1246 | 1151 | 2.7138 | 852 | 1005 |
| Estimated EPS | 1204.77 | 1609.42 | 1571.18 | 1434.66 | 1389.05 | 1705.85 | 1395.89 | 1331.52 | 1129.38 | 1277.61 | 926.68 | 921.2 |
| Surprise | -1202.1366 | -139.42 | -113.18 | -67.66 | -68.05 | -80.85 | 13.11 | -85.52 | 21.62 | -1274.8962 | -74.68 | 83.8 |
| Surprise Percentage | -99.7814% | -8.6627% | -7.2035% | -4.7161% | -4.899% | -4.7396% | 0.9392% | -6.4227% | 1.9143% | -99.7876% | -8.0589% | 9.0968% |
Next Quarterly Earnings
| Jun 2026 | |
|---|---|
| Reported Date | 2026-08-10 |
| Fiscal Date Ending | 2026-06-30 |
| Estimated EPS | 1366.83 |
| Currency | KZT |
Previous Dividend Records
| Jan 1970 | Nov 2024 | Jan 1970 | Aug 2024 | May 2024 | Apr 2024 | Jan 1970 | Jan 1970 | Jan 1970 | Jan 1970 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | None | 2024-11-26 | None | 2024-08-28 | 2024-05-31 | 2024-04-19 | None | None | None | None |
| Amount | $1.76 | $1.71377 | $1.756452 | $1.771745 | $1.918641 | $1.902184 | $1.882184 | $1.849 | $1.632 | $1.681 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: KSPI
2026-05-21 03:40:00
Kaspi.kz reported robust revenue growth of 31% year-on-year in Q1 2026, driven by e-commerce and value-added services, but profitability lagged with adjusted EBITDA up only 9% and net income flat. The company is facing margin pressure from higher funding costs and investments in its Turkish platform, Hepsiburada. Despite these short-term profitability challenges, management reaffirmed its full-year guidance, indicating a strategic focus on long-term scale and deeper engagement rather than immediate earnings.
2026-05-14 12:08:48
Kaspi.kz reported a strong increase in Q1 2026 revenue to 1.08 trillion KZT, up from 821.85 billion KZT a year prior, driven by growth across its Marketplace, Payments, and Fintech segments. Despite higher costs and operating expenses which kept net income broadly stable at 251.91 billion KZT, Adjusted EBITDA improved to 367.86 billion KZT, reflecting solid operating profitability. The company also announced a 2025 dividend of 850 KZT per share and proposed an additional 850 KZT per share dividend for Q1 2026, alongside maintaining strong capital ratios and issuing new debt securities.
2026-05-13 23:11:11
Kaspi.kz reported strong first-quarter 2026 revenue growth, reaching KZT 1.08 trillion, while net income remained stable at KZT 251.9 billion. The growth was primarily driven by increased interest, retail revenue, and fees, though higher costs and operating expenses offset some gains. TipRanks' AI Analyst, Spark, rates KSPI as "Outperform" due to its strong fundamentals, valuation, and dividend, despite some margin pressures.
2026-05-12 18:10:21
Kaspi.kz reported strong unaudited IFRS results for 1Q 2026, with e-commerce becoming its primary growth driver, showing significant increases in GMV, orders, and purchases per consumer. Despite higher funding costs and the consolidation of Hepsiburada impacting net income, the company saw substantial revenue growth across its platforms. Kaspi.kz also recommended a quarterly dividend and settled a $600 million note issuance, signaling strong cash generation and confidence in its multi-engine growth strategy.
2026-05-12 12:09:27
Kaspi.kz has scheduled an Extraordinary General Meeting of Shareholders for June 11, 2026, to approve a proposed dividend of 850 KZT per common share. The dividend, if approved, will be paid to shareholders of record as of June 10, 2026. TipRanks’ AI Analyst, Spark, rates KSPI as "Outperform" due to strong fundamentals, valuation, and significant dividend, despite some pressure on margins.
2026-05-12 11:09:27
Kaspi.kz (Nasdaq: KSPI) has scheduled an Extraordinary General Meeting (EGM) of Shareholders for June 11, 2026, in Almaty, Kazakhstan, to vote on a proposed dividend of 850 KZT per common share. The Board of Directors has recommended this dividend, with a proposed record date of June 10, 2026. Shareholders registered as of May 8, 2026, will be eligible to participate in the EGM.
