Joint Stock Company Kaspi.kz
$ 71.75
-1.98%
23 Feb - close price
- Market Cap 14,436,620,000 USD
- Current Price $ 71.75
- High / Low $ 74.49 / 71.57
- Stock P/E 6.25
- Book Value 11908.49
- EPS 11.48
- Next Earning Report 2026-03-02
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.15 %
- ROE 0.60 %
- 52 Week High 105.85
- 52 Week Low 70.61
About
Joint Stock Company Kaspi.kz is a premier fintech and digital services provider in Kazakhstan, distinguished by its diverse range of offerings that encompass digital banking, e-commerce, and advanced payment solutions. Utilizing cutting-edge technology, the company fosters financial inclusion while delivering enhanced customer experiences to millions of users across the region. With a robust market presence and a commitment to innovation, Kaspi.kz is well-positioned to capture the accelerating demand for digital financial services in Central Asia, representing a compelling investment proposition for institutional investors focused on growth in emerging markets.
Analyst Target Price
$99.99
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-11-13 | 2025-08-04 | 2025-05-16 | 2025-02-25 | 2024-10-29 | 2024-08-01 | 2024-04-30 | 2024-02-26 | 2023-10-23 | 2023-07-24 | 2023-04-24 | 2023-02-27 |
| Reported EPS | 1458 | 1367 | 1321 | 1625 | 1409 | 1246 | 1151 | 2.7138 | 852 | 1005 | 903 | 1120 |
| Estimated EPS | 1571.18 | 1434.66 | 1389.05 | 1705.85 | 1395.89 | 1331.52 | 1129.38 | 1277.61 | 926.68 | 921.2 | 883.62 | None |
| Surprise | -113.18 | -67.66 | -68.05 | -80.85 | 13.11 | -85.52 | 21.62 | -1274.8962 | -74.68 | 83.8 | 19.38 | 0 |
| Surprise Percentage | -7.2035% | -4.7161% | -4.899% | -4.7396% | 0.9392% | -6.4227% | 1.9143% | -99.7876% | -8.0589% | 9.0968% | 2.1933% | None% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-03-02 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 3.1 |
| Currency | USD |
Previous Dividend Records
| Nov 2024 | Jan 1970 | Aug 2024 | May 2024 | Apr 2024 | Jan 1970 | Jan 1970 | Jan 1970 | Jan 1970 | Jan 1970 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2024-11-26 | None | 2024-08-28 | 2024-05-31 | 2024-04-19 | None | None | None | None | None |
| Amount | $1.71377 | $1.756452 | $1.771745 | $1.918641 | $1.902184 | $1.882184 | $1.849 | $1.632 | $1.681 | $1.318 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: KSPI
2026-02-19 05:57:44
Wall Street analysts are divided on Joint Stock Company Kaspi.kz (KSPI), with Susquehanna downgrading the stock and lowering its price target, while Citi maintains a Buy rating and a higher price target. The company reported its third-quarter earnings in November, emphasizing investments for future growth in 2025 and returning cash to shareholders in 2026. KSPI, a Kazakhstani provider of payments, marketplace, and fintech solutions, is set to release its Q4 and full-year 2025 financial results on March 2, 2026.
2026-02-08 12:18:00
Susquehanna downgraded Kaspi.kz (KSPI) from Positive to Neutral, lowering its price target from $130 to $87. This follows an earlier downgrade by JPMorgan due to anticipated slower sector growth for fintech in 2026. Despite these adjustments, Kaspi.kz reported strong Q3 2025 results with increased revenue and net income, particularly in its Fintech and Payments segments.
2026-02-05 11:59:56
Kaspi.kz will report its financial results for the fourth quarter and full-year ending December 31, 2025, on Monday, March 2, 2026. Management will host a conference call and webcast at 8:00 AM EST on that day to discuss the results. The company, known for its Super App model, recently acquired an 85.17% stake in Hepsiburada and has been listed on Nasdaq since January 2024.
2026-02-05 11:58:57
Kaspi.kz announced it will report its financial results for the fourth quarter and full-year ending December 31, 2025, on Monday, March 2, 2026. Management will host a conference call and webcast at 8:00 AM EST on that day to discuss the results. The company, known for its Super App model in Kazakhstan and its stake in Hepsiburada in Türkiye, was listed on Nasdaq in January 2024.
2026-02-05 06:50:00
JSC Kaspi.kz will report its financial results for the quarter and full year ending December 31st, 2025, on Monday, March 2nd, 2026. Management will host a conference call and webcast at 8:00 AM EST on that day to discuss the results. Interested parties can pre-register for the call to receive access details.
2026-01-26 13:28:20
Wall Street analysts are largely bullish on Joint Stock Company Kaspi.kz (KSPI) as it approaches its fiscal Q4 2025 earnings release on February 24, expecting notable revenue and GAAP EPS. While Citi reiterated a Buy rating with a $100 price target, J.P. Morgan maintained a Hold, reducing its price target due to concerns about the broader fintech sector's growth in 2026. Despite differing outlooks on the sector, the consensus among analysts still suggests a significant upside potential for KSPI.

