First Guaranty Bancshares Inc
$ 4.80
-5.51%
04 Dec - close price
- Market Cap 73,694,000 USD
- Current Price $ 4.80
- High / Low $ 5.08 / 4.75
- Stock P/E N/A
- Book Value 12.25
- EPS -4.42
- Next Earning Report 2026-02-03
- Dividend Per Share $0.04
- Dividend Yield 0.79 %
- Next Dividend Date -
- ROA -0.01 %
- ROE -0.24 %
- 52 Week High 13.94
- 52 Week Low 4.67
About
First Guaranty Bancshares, Inc. (FGBI) serves as the holding company for First Guaranty Bank, delivering a comprehensive suite of commercial banking services with a focus on personalized financial solutions. Headquartered in Hammond, Louisiana, the company operates primarily in Louisiana and Texas, fostering strong community relationships while pursuing strategic growth and profitability. By catering to both individual and business clients, First Guaranty Bancshares aims to enhance its competitive position within the regional banking sector, positioning itself as an essential player in the local economy.
Analyst Target Price
$9.00
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-10-31 | 2025-08-01 | 2025-04-29 | 2025-01-30 | 2024-10-30 | 2024-07-23 | 2024-04-29 | 2024-02-05 | 2023-10-27 | 2023-08-08 | 2023-04-26 | 2023-01-31 |
| Reported EPS | -2.3 | -0.5 | -0.54 | 0.03 | 0.11 | 0.53 | 0.14 | 0.06 | 0.1 | 0.19 | 0.27 | 0.42 |
| Estimated EPS | -0.32 | -0.2 | 0.17 | 0.23 | 0.01 | 0.2 | 0.1 | 0.09 | 0.16 | 0.28 | 0.32 | 0.54 |
| Surprise | -1.98 | -0.3 | -0.71 | -0.2 | 0.1 | 0.33 | 0.04 | -0.03 | -0.06 | -0.09 | -0.05 | -0.12 |
| Surprise Percentage | -618.75% | -150% | -417.6471% | -86.9565% | 1000% | 165% | 40% | -33.3333% | -37.5% | -32.1429% | -15.625% | -22.2222% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-02-03 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | -0.29 |
| Currency | USD |
Previous Dividend Records
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-28 | 2024-03-29 | 2023-12-29 | 2023-09-29 | 2023-06-30 |
| Amount | $0.01 | $0.01 | $0.01 | $0.01 | $0.08 | $0.16 | $0.16 | $0.16 | $0.16 | $0.16 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: FGBI
2025-11-24 14:51:35
First Guaranty Bancshares Director Edgar R. Smith III purchased 21,300 shares of the company's common stock across two transactions in November 2025, totaling $106,480. The share prices ranged from $4.81 to $5.78 per share. Following these acquisitions, Smith's direct ownership increased to 2,867,467 shares, with an additional 2,114,838 shares held indirectly.
2025-11-23 14:51:35
Director Edgar Smith III recently purchased 15,000 shares of First Guaranty Bancshares (NASDAQ:FGBI) stock at an average price of $4.97, increasing his stake to 2,867,467 shares. This transaction, valued at $74,550.00, was disclosed in an SEC filing. Despite the insider buying, the company reported a quarterly loss and has a "Sell" rating from analysts.
2025-11-18 14:51:35
First Guaranty Bancshares Inc. reported a Q3 loss of $45 million, or $3.01 per share. Adjusting for asset impairment costs, the loss was $2.16 per share. The company's revenue net of interest expense was $24.1 million, which did not meet Street forecasts.
2025-11-17 14:51:35
First Guaranty Bancshares Inc. reported a Q3 loss of $45 million, or $3.01 per share, with adjusted losses at $2.16 per share. The bank holding company posted revenue of $55.4 million, but its revenue net of interest expense of $24.1 million did not meet Street forecasts. This financial snapshot was generated by Automated Insights using data from Zacks Investment Research.
2025-11-02 11:05:57
First Guaranty Bancshares, Inc. reported a significant net loss of $45.0 million in Q3 2025, primarily due to a substantial provision for credit losses and a goodwill impairment charge. The company is grappling with a $52.0 million credit exposure from a bankrupt auto parts manufacturer and has taken steps to reduce risk and increase capital ratios, including a reduction in dividends. Management anticipates further clarification on the auto parts bankruptcy impact in Q4 2025.
2025-10-09 09:09:00
First Guaranty Bancshares (FGBI) continues to face issues with loan performance and high nonperforming assets, which limits the potential upside for its preferred shares (FGBIP). The bank's profitability is impacted by declining net interest margin and spread, despite strong deposit growth. Given persistent credit quality problems and recent dividend cuts, a hold rating is maintained on FGBIP, recommending investors await improvement before increasing exposure.
