First Commonwealth Financial
$ 17.10
-0.58%
26 Dec - close price
- Market Cap 1,787,614,000 USD
- Current Price $ 17.10
- High / Low $ 17.23 / 17.05
- Stock P/E 12.30
- Book Value 14.83
- EPS 1.39
- Next Earning Report 2026-01-27
- Dividend Per Share $0.54
- Dividend Yield 3.11 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.10 %
- 52 Week High 18.12
- 52 Week Low 13.20
About
First Commonwealth Financial Corporation (FCF) is a diversified financial holding company based in Indiana, Pennsylvania, that provides a comprehensive range of banking and financial services tailored to individuals and small to medium-sized businesses. FCF’s offerings include consumer and commercial banking, wealth management, and treasury services, with a strong emphasis on customer service and community involvement. The company's commitment to innovation and financial health positions it favorably for sustained growth while reinforcing its reputation as a reliable financial partner in the communities it serves.
Analyst Target Price
$19.00
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-10-28 | 2025-07-29 | 2025-04-29 | 2025-01-28 | 2024-10-29 | 2024-07-23 | 2024-04-23 | 2024-01-30 | 2023-10-24 | 2023-07-25 | 2023-04-25 | 2023-01-24 |
| Reported EPS | 0.39 | 0.38 | 0.32 | 0.35 | 0.31 | 0.36 | 0.37 | 0.44 | 0.39 | 0.42 | 0.45 | 0.39 |
| Estimated EPS | 0.41 | 0.35 | 0.32 | 0.35 | 0.36 | 0.35 | 0.36 | 0.39 | 0.4 | 0.41 | 0.39 | 0.43 |
| Surprise | -0.02 | 0.03 | 0 | 0 | -0.05 | 0.01 | 0.01 | 0.05 | -0.01 | 0.01 | 0.06 | -0.04 |
| Surprise Percentage | -4.878% | 8.5714% | 0% | 0% | -13.8889% | 2.8571% | 2.7778% | 12.8205% | -2.5% | 2.439% | 15.3846% | -9.3023% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-01-27 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 0.41 |
| Currency | USD |
Previous Dividend Records
| Nov 2025 | Aug 2025 | May 2025 | Feb 2025 | Nov 2024 | Aug 2024 | May 2024 | Feb 2024 | Nov 2023 | Aug 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2025-11-21 | 2025-08-22 | 2025-05-23 | 2025-02-21 | 2024-11-22 | 2024-08-16 | 2024-05-17 | 2024-02-23 | 2023-11-17 | 2023-08-18 |
| Amount | $0.135 | $0.135 | $0.135 | $0.13 | $0.13 | $0.13 | $0.13 | $0.125 | $0.125 | $0.125 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: FCF
2025-12-23 08:09:36
Piper Sandler initiated coverage on First Commonwealth Financial (FCF) with an Overweight rating, highlighting its strong returns, accelerating earnings, and current valuation discount. The bank, trading at $17.26, shows modest upside to a fair value of $19.20, driven by earnings expansion, efficiency gains, and investment in digital banking. However, potential challenges like slower digital adoption and increased competition could impact margins and loan growth.
2025-12-22 07:09:55
Piper Sandler initiated coverage on First Commonwealth Financial (FCF) with an Overweight rating, citing strong returns, accelerating earnings, and an undervalued stock. Despite recent cooling, FCF has shown durable momentum over five years, and the firm believes its investments in digital banking and treasury management will enhance operational efficiency and net margins. The most popular narrative suggests a 10.1% undervaluation with a fair value of $19.20, though risks like slower digital adoption and increased competition could challenge this optimistic outlook.
2025-12-22 05:09:00
Bartlett & CO. Wealth Management LLC significantly increased its stake in First Commonwealth Financial (NYSE:FCF) by 102.1% in Q3, purchasing 393,681 shares to own a total of 779,194 shares valued at approximately $13.29 million. Concurrently, First Commonwealth Financial's board authorized a $25 million share buyback program, indicating management's belief that the stock may be undervalued. The company reported Q3 EPS of $0.39, slightly missing estimates, and currently has a Moderate Buy consensus analyst rating with an average target price of $19.90.
2025-12-19 07:09:55
First Commonwealth Bank announced the retirement of its Chief Audit Executive, Len Lombardi, effective December 31, 2025, after more than three decades with the bank. Lee Lyon, previously Deputy Chief Audit Officer and former EVP/Chief Risk and Operations Officer at CenterBank, has been promoted to the Chief Audit Executive role, reporting directly to the Audit Committee of the Board of Directors. The transition was planned, with Lyon working closely with Lombardi and the team since August 1, following First Commonwealth's acquisition of CenterBank.
2025-12-19 07:09:36
First Commonwealth Bank has announced the promotion of Kris Levan to Chief Marketing and Experience Officer. Levan, who previously served as Senior Vice President of Marketing and Communications, will now also oversee the Bank’s Call Center, Branch Operations, and Learning and Development areas. This promotion is part of a succession-planning and realignment strategy following the retirement announcement of President and Chief Revenue Office Jane Grebenc.
2025-12-19 07:09:28
Piper Sandler recently initiated coverage on First Commonwealth Financial (FCF) with an Overweight rating, citing potential tailwinds from a steeper yield curve and easing short-term Federal Reserve rates. This outlook could bolster the bank's net interest income, despite ongoing competition and margin pressures. The report suggests that while share repurchases and consistent dividends offer some stability, the bank's performance remains highly sensitive to interest rate trends and credit conditions.

