Consumer Portfolio Services Inc
$ 8.43
-2.54%
23 Apr - close price
- Market Cap 190,915,000 USD
- Current Price $ 8.43
- High / Low $ 8.66 / 8.39
- Stock P/E 10.81
- Book Value 14.17
- EPS 0.80
- Next Earning Report 2026-05-11
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.06 %
- 52 Week High 10.22
- 52 Week Low 6.67
About
Consumer Portfolio Services, Inc. is a specialized finance company in the United States. The company is headquartered in Las Vegas, Nevada.
Analyst Target Price
$14.00
Quarterly Earnings
| Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-03-23 | 2025-11-10 | 2025-07-28 | 2025-05-08 | 2025-03-13 | 2024-10-31 | 2024-07-30 | 2024-05-10 | 2024-03-15 | 2023-11-09 | 2023-08-02 | 2023-04-26 |
| Reported EPS | 0.21 | 0.2 | 0.2 | 0.19 | 0.212 | 0.2 | 0.1926 | 0.1866 | 0.2889 | 0.52 | 0.52 | 0.52 |
| Estimated EPS | 0.4 | 0.31 | 0.39 | 0.3 | 0.27 | 0.21 | None | None | 0.26 | 0.18 | 0.18 | 0.18 |
| Surprise | -0.19 | -0.11 | -0.19 | -0.11 | -0.058 | -0.01 | 0 | 0 | 0.0289 | 0.34 | 0.34 | 0.34 |
| Surprise Percentage | -47.5% | -35.4839% | -48.7179% | -36.6667% | -21.4815% | -4.7619% | None% | None% | 11.1154% | 188.8889% | 188.8889% | 188.8889% |
Next Quarterly Earnings
| Mar 2026 | |
|---|---|
| Reported Date | 2026-05-11 |
| Fiscal Date Ending | 2026-03-31 |
| Estimated EPS | |
| Currency | USD |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: CPSS
2026-04-23 05:39:13
Consumer Portfolio Services, Inc. (CPS) has successfully completed its second securitization of 2026, totaling $514.07 million in asset-backed notes. This marks CPS's 59th senior subordinate securitization, with the senior class of notes receiving a triple "A" rating from at least two rating agencies, and is the largest securitization in the company's history. The transaction involved qualified institutional buyers purchasing notes secured by automobile receivables, with a weighted average coupon of approximately 5.51%.
2026-04-22 16:51:45
Consumer Portfolio Services, Inc. (CPS) has announced the closing of its second term securitization in 2026, totaling $514.07 million in asset-backed notes. This transaction, secured by automobile receivables, is the largest in the company's history and marks its first securitization exceeding $500 million. The notes received strong ratings from Moody's and DBRS Morningstar, with the senior class achieving a triple "A" rating.
2026-04-22 16:51:45
Consumer Portfolio Services (CPSS) has completed its largest asset-backed securitization to date, issuing $514.07 million in notes secured by $526.17 million of automobile receivables. This transaction marks their first deal exceeding $500 million, with the senior class of notes receiving Aaa/AAA ratings from Moody’s and DBRS. The deal includes initial credit enhancements and is part of CPS's ongoing strategy to expand funding capacity.
2026-04-20 18:09:46
Consumer Portfolio Services (CPSS) specializes in subprime auto lending, targeting borrowers with lower FICO scores for new and used vehicles. This niche focus generates high yields and offers exposure to underserved credit markets, especially as inflation pushes more borrowers into high-rate financing. The company's model relies on proprietary scoring, diversification, and strong cash flows, making it a high-conviction bet on credit expansion for investors, despite inherent risks from credit cycles and regulatory pressures.
2026-04-16 06:10:32
Consumer Portfolio Services (NASDAQ:CPSS) saw its share price move above its 200-day moving average, trading at $8.48 on Wednesday. Despite this, analyst sentiment remains negative with a "Sell" rating, and the company recently missed quarterly earnings and revenue expectations. An insider also sold 20,000 shares, while hedge funds have shown mixed activity, with institutional investors holding 47.57% of the stock.
2026-04-13 19:10:34
Consumer Portfolio Services (NASDAQ: CPSS) is offering up to $50 million in renewable unsecured subordinated notes, with maturities ranging from three months to ten years, to new and existing purchasers. These notes are unsecured and subordinated to approximately $3.45 billion of existing and future debt. The proceeds are intended to fund the purchase of automobile contracts and for general corporate purposes, but investors face risks including limited transferability, absence of a public market, and their low position in the payment waterfall.
