Consumer Portfolio Services Inc
$ 8.56
5.94%
03 Dec - close price
- Market Cap 190,239,000 USD
- Current Price $ 8.56
- High / Low $ 8.58 / 8.21
- Stock P/E 10.70
- Book Value 13.89
- EPS 0.80
- Next Earning Report 2026-03-23
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.07 %
- 52 Week High 12.73
- 52 Week Low 6.67
About
Consumer Portfolio Services, Inc. (CPSS) is a specialized finance company headquartered in Las Vegas, Nevada, dedicated to providing innovative automotive finance solutions. By offering indirect automobile financing through a broad network of dealerships, CPSS serves a diverse array of credit profiles, positioning itself as a key player in the consumer finance landscape. The company's focus on managed growth and rigorous risk assessment enables it to deliver competitive financing options while strengthening its asset quality and servicing capabilities. With a commitment to financial inclusivity and fostering strong partnerships within the automotive marketplace, CPSS stands out as a reliable partner for consumers and dealerships alike.
Analyst Target Price
$14.00
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-11-10 | 2025-07-28 | 2025-05-08 | 2025-03-13 | 2024-10-31 | 2024-07-30 | 2024-05-10 | 2024-03-15 | 2023-11-09 | 2023-08-02 | 2023-04-26 | 2023-03-09 |
| Reported EPS | 0.2 | 0.2 | 0.19 | 0.212 | 0.2 | 0.1926 | 0.1866 | 0.2889 | 0.52 | 0.52 | 0.52 | 0.52 |
| Estimated EPS | 0.31 | 0.39 | 0.3 | 0.27 | 0.21 | None | None | 0.26 | 0.18 | 0.18 | 0.18 | 0.18 |
| Surprise | -0.11 | -0.19 | -0.11 | -0.058 | -0.01 | 0 | 0 | 0.0289 | 0.34 | 0.34 | 0.34 | 0.34 |
| Surprise Percentage | -35.4839% | -48.7179% | -36.6667% | -21.4815% | -4.7619% | None% | None% | 11.1154% | 188.8889% | 188.8889% | 188.8889% | 188.8889% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-03-23 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 0.4 |
| Currency | USD |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: CPSS
2025-10-23 17:11:00
Consumer Portfolio Services, Inc. (CPS) announced the closing of a new two-year revolving credit agreement on October 17, 2025, to support its automobile financing operations. This facility allows CPS to borrow against automobile receivables and includes a subordinate lender for a higher advance rate. The company specializes in indirect automobile financing for individuals with challenging credit histories, and the agreement comes with potential risks such as defaults from poor receivable performance or adverse economic conditions.
2025-05-09 19:10:00
Consumer Portfolio Services, Inc. (CPS) has scheduled a conference call for May 13, 2025, to discuss its first quarter 2025 operating results. The company, which specializes in indirect automobile financing for individuals with challenging credit histories, will make a replay of the call available for 12 months. The article also details recent insider trading activity, showing significant insider sales, and hedge fund activity related to CPSS stock.
2024-10-16 12:09:00
Teri Robinson of Consumer Portfolio Services advises dealers to be readily available by phone to lenders when handling car deals with stipulations. This tip emphasizes the importance of communication to facilitate smoother transactions in auto finance. The advice was given at the 2024 Auto Finance Summit.
2024-09-17 12:34:00
Consumer Portfolio Services (CPSS) has closed its fourth term securitization of 2024, totaling $416.82 million in asset-backed notes secured by $436.00 million in automobile receivables. This marks the company's 53rd senior subordinate securitization since 2011, with the senior class of notes receiving a triple 'A' rating from at least two rating agencies for the 36th consecutive time. The transaction, CPS Auto Receivables Trust 2024-D, utilizes a pre-funding structure and features a weighted average coupon of approximately 5.52% on the notes.
2020-10-08 22:02:08
Consumer Portfolio Services (CPSS) stock surged almost 60% premarket after Auto Experience Inc. announced its interest in acquiring the company for $135 million in an all-cash transaction. This acquisition would nearly double CPSS's current value. Auto Experience believes CPSS is significantly undervalued and that the acquisition would benefit shareholders, consumers, and dealers.
2019-10-30 00:06:30
Executives from Consumer Portfolio Services, GM Financial, Huntington Auto Finance, and Westlake Financial anticipate growth in originations for 2020 despite market pressures and potential economic downturns. While many in the audience expected flat or declining originations, these lenders reported strong performance, with Westlake Financial seeing a 29% year-over-year increase in Q3 2019 originations. Increased competition and the stability of used-car values were also discussed as factors influencing market outlook.
