Community Bank System Inc
$ 58.56
1.46%
03 Dec - close price
- Market Cap 3,095,311,000 USD
- Current Price $ 58.56
- High / Low $ 58.67 / 57.51
- Stock P/E 15.09
- Book Value 36.82
- EPS 3.88
- Next Earning Report 2026-01-20
- Dividend Per Share $1.85
- Dividend Yield 3.21 %
- Next Dividend Date 2026-01-12
- ROA 0.01 %
- ROE 0.11 %
- 52 Week High 67.56
- 52 Week Low 48.66
About
Community Bank System, Inc. (CBU) is a prominent banking holding company based in Onondaga, New York, operating through its flagship subsidiary, Community Bank, NA. The firm offers a comprehensive suite of financial services tailored to meet the diverse needs of retail, commercial, and municipal clients across its expansive regional footprint. With a focus on community engagement and customer service, CBU strategically positions itself to enhance its market presence while delivering strong financial performance and shareholder value.
Analyst Target Price
$68.67
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-10-21 | 2025-07-22 | 2025-04-28 | 2025-01-21 | 2024-10-22 | 2024-07-23 | 2024-04-23 | 2024-01-23 | 2023-10-24 | 2023-07-31 | 2023-04-25 | 2023-01-24 |
| Reported EPS | 1.09 | 0.97 | 0.93 | 0.94 | 0.83 | 0.9 | 0.76 | 0.76 | 0.82 | 0.91 | 0.86 | 0.96 |
| Estimated EPS | 1.05 | 1.01 | 0.91 | 0.91 | 0.88 | 0.81 | 0.78 | 0.84 | 0.88 | 0.85 | 0.91 | 0.93 |
| Surprise | 0.04 | -0.04 | 0.02 | 0.03 | -0.05 | 0.09 | -0.02 | -0.08 | -0.06 | 0.06 | -0.05 | 0.03 |
| Surprise Percentage | 3.8095% | -3.9604% | 2.1978% | 3.2967% | -5.6818% | 11.1111% | -2.5641% | -9.5238% | -6.8182% | 7.0588% | -5.4945% | 3.2258% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-01-20 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 1.12 |
| Currency | USD |
Previous Dividend Records
| Jan 2026 | Oct 2025 | Jul 2025 | Apr 2025 | Jan 2025 | Oct 2024 | Jul 2024 | Apr 2024 | Jan 2024 | Oct 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2026-01-12 | 2025-10-10 | 2025-07-10 | 2025-04-10 | 2025-01-10 | 2024-10-10 | 2024-07-10 | 2024-04-10 | 2024-01-10 | 2023-10-10 |
| Amount | $0.47 | $0.47 | $0.46 | $0.46 | $0.46 | $0.46 | $0.45 | $0.45 | $0.45 | $0.45 |
Next Dividend Records
| Dividend per share (year): | $1.85 |
| Dividend Yield | 3.21% |
| Next Dividend Date | 2026-01-12 |
| Ex-Dividend Date | 2025-12-12 |
Recent News: CBU
2025-11-02 00:00:00
Community Financial System, Inc. (NYSE: CBU) and Community Bank, N.A. announced the appointment of Marya Burgio Wlos as Executive Vice President and Chief Financial Officer, effective March 31, 2025. She will succeed Joseph E. Sutaris, who is retiring but will remain to assist with the transition through July 1, 2025. Ms. Wlos brings extensive financial experience from her previous roles at M&T Bank, UBS AG, Citadel LLC, and Bank of America.
2025-10-22 02:23:00
Community Bank System (CBU) reported a significant jump in net profit margin to 26.4%, up from 23.5% last year, and 23.7% earnings growth. Analysts forecast continued earnings and revenue growth, exceeding the broader US market, despite operational complexities from ambitious branch expansions and closures. The stock trades at a premium PE ratio compared to the US Banks industry but below its peer average and estimated fair value, suggesting potential upside.
2025-10-19 11:35:37
Community Bank N.A. has expanded its presence in Syracuse with the opening of a new branch office on the city’s South Side, an area undergoing revitalization. The DeWitt–based bank, part of Community Financial System, Inc. (NYSE: CBU), held a ribbon-cutting event on October 11, 2025, to mark the occasion. The new branch aims to support broader revitalization efforts and provide financial guidance and services to the local community.
2025-10-19 04:13:00
Community Financial System (CBU) recently declared a consistent quarterly dividend amidst banking sector concerns over deteriorating loan quality. The article questions whether this dividend reflects the company's underlying strength or if it masks potential credit quality issues, especially given rising net charge-offs. It explores investor narratives around CBU's ability to balance growth and stability against credit risk.
2025-10-17 03:54:02
This article provides an AI-driven analysis of Community Bank System Inc. (NYSE: CBU), highlighting a near-term neutral sentiment amidst mid and long-term weakness. It details institutional trading strategies including long, breakout, and short positions with specific entry, target, and stop loss levels. The analysis also incorporates multi-timeframe signal analysis indicating support and resistance levels across different horizons.
2025-10-14 19:06:36
Community Financial System Inc. (NYSE: CBU) is highlighted for its consistent dividend growth over 33 consecutive years, distributing over $750 million in dividends in the past decade. The regional financial holding company focuses on a balanced mix of revenue, market expansion, and strategic acquisitions across banking, employee benefits, insurance, and wealth management. Despite its strong performance, the article suggests that certain AI stocks may offer greater upside potential, while emphasizing CBU's commitment to shareholder returns through disciplined capital allocation and stable growth.
