Community Bank System Inc
$ 62.32
-1.27%
24 Apr - close price
- Market Cap 3,274,151,000 USD
- Current Price $ 62.32
- High / Low $ 63.13 / 62.20
- Stock P/E 15.70
- Book Value 38.08
- EPS 3.97
- Next Earning Report 2026-04-29
- Dividend Per Share $1.86
- Dividend Yield 2.95 %
- Next Dividend Date -
- ROA 0.01 %
- ROE 0.11 %
- 52 Week High 66.95
- 52 Week Low 49.91
About
Community Bank System, Inc. is the banking holding company for Community Bank, NA providing various banking and other financial services to retail, commercial and municipal clients. The company is headquartered in Onondaga, New York.
Analyst Target Price
$67.17
Quarterly Earnings
| Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-01-27 | 2025-10-21 | 2025-07-22 | 2025-04-28 | 2025-01-21 | 2024-10-22 | 2024-07-23 | 2024-04-23 | 2024-01-23 | 2023-10-24 | 2023-07-31 | 2023-04-25 |
| Reported EPS | 1.07 | 1.09 | 0.99 | 0.93 | 0.94 | 0.83 | 0.9 | 0.76 | 0.76 | 0.82 | 0.91 | 0.86 |
| Estimated EPS | 1.13 | 1.05 | 1.01 | 0.91 | 0.91 | 0.88 | 0.81 | 0.78 | 0.84 | 0.88 | 0.85 | 0.91 |
| Surprise | -0.06 | 0.04 | -0.02 | 0.02 | 0.03 | -0.05 | 0.09 | -0.02 | -0.08 | -0.06 | 0.06 | -0.05 |
| Surprise Percentage | -5.3097% | 3.8095% | -1.9802% | 2.1978% | 3.2967% | -5.6818% | 11.1111% | -2.5641% | -9.5238% | -6.8182% | 7.0588% | -5.4945% |
Next Quarterly Earnings
| Mar 2026 | |
|---|---|
| Reported Date | 2026-04-29 |
| Fiscal Date Ending | 2026-03-31 |
| Estimated EPS | 1.1 |
| Currency | USD |
Previous Dividend Records
| Jul 2026 | Apr 2026 | Jan 2026 | Oct 2025 | Jul 2025 | Apr 2025 | Jan 2025 | Oct 2024 | Jul 2024 | Apr 2024 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2026-07-10 | 2026-04-10 | 2026-01-12 | 2025-10-10 | 2025-07-10 | 2025-04-10 | 2025-01-10 | 2024-10-10 | 2024-07-10 | 2024-04-10 |
| Amount | $0.47 | $0.47 | $0.47 | $0.47 | $0.46 | $0.46 | $0.46 | $0.46 | $0.45 | $0.45 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: CBU
2026-04-06 22:40:11
Community Bank System (CBU) recently reported mixed Q4 2025 earnings, with EPS slightly below and revenue above forecasts, alongside its 28th consecutive dividend increase. The stock currently trades at a P/E of 14.8x, which is above the US Banks industry average, suggesting it might be overvalued based on earnings. However, a discounted cash flow (DCF) model by Simply Wall St indicates the stock could be trading at a significant discount to its intrinsic value.
2026-04-02 09:10:46
Community Bank System (CBU) offers North American investors exposure to a resilient regional bank focused on Upstate New York and Northeast markets. The company's community-oriented model, diversified revenue streams from deposits, loans, insurance, and wealth management, along with prudent underwriting, contribute to its stability. Investors looking for a steady regional banking play will find its consistent dividends and growth opportunities attractive, balanced against potential risks from credit, interest rate volatility, and competition.
2026-04-01 18:16:16
Community Bank System (CBU) offers North American investors a stable regional banking opportunity focused on Upstate New York and the Northeast. The company's diversified revenue streams, strong asset quality, and commitment to community-oriented banking position it as a reliable investment in a competitive landscape. Investors should monitor interest rates, regulatory changes, and potential expansion opportunities for long-term value.
2026-03-20 09:38:55
Community Bank System (CBU) is highlighted as a stable regional banking investment, particularly appealing to German-speaking investors due to its resilient deposit base, consistent dividends, and defensive qualities amid US interest rate uncertainty. The article details the company's solid financial performance, conservative business model, and strategic initiatives, noting recent analyst upgrades and growth potential while outlining key risks.
2026-03-20 09:09:54
Community Bank System (CBU) is highlighted as a stable regional banking investment for German, Austrian, and Swiss investors due to its resilient deposit base, solid capital position, and reliable dividend yield. Despite US rate uncertainty, the bank's conservative approach, focus on personalized service, and strategic digital transformation position it for steady growth and lower volatility compared to larger national peers. The article emphasizes its appeal for conservative portfolios seeking stability and income amid fluctuating global interest rates.
2026-03-18 18:39:21
Community Bank System director Kerrie D. MacPherson received a grant of 1,220 phantom stock units under the company's 2022 Long-Term Incentive Plan. These units are economically equivalent to common shares and will settle in stock at a future date. Following this award, MacPherson now holds 7,630.8867 phantom stock units, including prior deferred awards and dividend-equivalent credits.
