Credit Acceptance Corporation
$ 514.11
-0.70%
24 Apr - close price
- Market Cap 5,525,491,000 USD
- Current Price $ 514.11
- High / Low $ 518.79 / 506.91
- Stock P/E 14.12
- Book Value 142.66
- EPS 36.40
- Next Earning Report 2026-04-29
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.05 %
- ROE 0.26 %
- 52 Week High 549.75
- 52 Week Low 401.90
About
Credit Acceptance Corporation offers financing programs and related products and services to independent and franchised automobile dealerships in the United States. The company is headquartered in Southfield, Michigan.
Analyst Target Price
$481.67
Quarterly Earnings
| Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2026-01-29 | 2025-10-29 | 2025-07-31 | 2025-04-30 | 2025-01-30 | 2024-10-30 | 2024-07-31 | 2024-04-30 | 2024-01-31 | 2023-10-30 | 2023-08-01 | 2023-05-01 |
| Reported EPS | 11.35 | 10.28 | 8.56 | 9.35 | 10.17 | 8.79 | 10.29 | 9.28 | 7.29 | 5.43 | 1.69 | 7.61 |
| Estimated EPS | 10.01 | 9.52 | 9.83 | 9.67 | 7.93 | 9.05 | 8.91 | 8.35 | 5.43 | 5.71 | 8.18 | 8.81 |
| Surprise | 1.34 | 0.76 | -1.27 | -0.32 | 2.24 | -0.26 | 1.38 | 0.93 | 1.86 | -0.28 | -6.49 | -1.2 |
| Surprise Percentage | 13.3866% | 7.9832% | -12.9196% | -3.3092% | 28.2472% | -2.8729% | 15.4882% | 11.1377% | 34.2541% | -4.9037% | -79.3399% | -13.6209% |
Next Quarterly Earnings
| Mar 2026 | |
|---|---|
| Reported Date | 2026-04-29 |
| Fiscal Date Ending | 2026-03-31 |
| Estimated EPS | 10.61 |
| Currency | USD |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: CACC
2026-04-23 00:39:20
Kenneth Booth, a Director at Credit Acceptance Corp (CACC), sold 4,000 shares of the company on April 20, 2026, reducing his holding to 22,831.9 shares. This transaction is part of a pattern of insider selling at CACC, with no insider buys reported in the past year against 25 insider sells. Despite the selling activity, CACC's stock, trading at $534, is considered modestly undervalued with a price-to-GF-Value ratio of 0.87, based on GuruFocus's intrinsic value estimate of $610.64.
2026-04-22 22:40:05
Jill Foss Watson, a ten percent owner of Credit Acceptance Corp (NASDAQ:CACC), sold 9,450 shares totaling approximately $5.09 million on April 21, 2026. Following these transactions, Watson indirectly holds 92,107 shares. The company's stock is near its 52-week high, and recent Q4 2025 earnings exceeded EPS expectations but missed on revenue forecasts, leading Stephens to adjust its price target to $540.
2026-04-22 22:39:20
Jill Foss Watson, a ten percent owner of Credit Acceptance Corp (NASDAQ:CACC), sold 9,450 shares worth approximately $5.09 million on April 21, 2026. Following these transactions, Watson indirectly holds 92,107 shares. The stock is currently trading near its 52-week high, and the company recently surpassed EPS expectations for Q4 2025.
2026-04-22 22:39:20
Jill Foss Watson, a ten percent owner of Credit Acceptance Corp (CACC), indirectly sold 9,450 common shares through the Jill Foss Watson Living Trust on April 21, 2026. The sales were executed in multiple open-market transactions at weighted-average prices ranging from $527.43 to $543.00 per share, totaling approximately $5.09 million. This transaction represents a routine liquidity event for a large shareholder and a net reduction in the trust's holdings.
2026-04-22 20:39:20
Jonathan Lum, COO of Credit Acceptance Corp (NASDAQ:CACC), sold 3,000 shares worth $1.6 million on April 20, 2026, after acquiring an equal number through employee stock options. Following these transactions, Lum directly holds 31,608.6 shares. InvestingPro analysis suggests CACC is slightly undervalued with a "GOOD" financial health score, and the company recently reported Q4 2025 earnings that surpassed EPS expectations, leading Stephens to raise its price target.
2026-04-22 19:40:06
Jonathan Lum, COO of Credit Acceptance Corp (NASDAQ:CACC), sold 3,000 shares for $1.6 million after exercising employee stock options. This transaction increased his direct holdings to 31,608.6 shares. The company recently reported mixed Q4 2025 earnings and received a raised price target from Stephens, which cited improving fundamentals and new leadership.

