American Coastal Insurance Corp
$ 12.28
1.49%
03 Dec - close price
- Market Cap 598,838,000 USD
- Current Price $ 12.28
- High / Low $ 12.29 / 12.03
- Stock P/E 6.98
- Book Value 7.42
- EPS 1.76
- Next Earning Report 2026-02-25
- Dividend Per Share N/A
- Dividend Yield 0 %
- Next Dividend Date -
- ROA 0.07 %
- ROE 0.29 %
- 52 Week High 14.08
- 52 Week Low 9.97
About
American Coastal Insurance Corp, headquartered in New York, is a key player in the property and casualty insurance sector, particularly noted for its expertise in high-risk markets. The company is dedicated to simplifying insurance processes for clients while ensuring robust financial strength and adherence to regulatory standards. With a consistently expanding portfolio and a strong market reputation, American Coastal is strategically well-placed to leverage emerging opportunities in the evolving insurance landscape, making it an attractive proposition for institutional investors focused on growth and stability.
Analyst Target Price
$14.00
Quarterly Earnings
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 | Dec 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reported Date | 2025-11-05 | 2025-08-07 | 2025-05-07 | 2025-02-26 | 2024-11-06 | 2024-08-07 | 2024-05-09 | 2024-02-29 | 2023-11-13 | 2023-08-10 | 2023-05-15 | 2023-03-02 |
| Reported EPS | 0.65 | 0.56 | 0.42 | 0.12 | 0.54 | 0.4 | 0.5 | 0.39 | 0.34 | 0.65 | 0.71 | -6.33 |
| Estimated EPS | -0.05 | 0.4 | 0.45 | 0.16 | 0.35 | 0.3 | 0.25 | 0.21 | -0.15 | -0.2 | -0.25 | -0.24 |
| Surprise | 0.7 | 0.16 | -0.03 | -0.04 | 0.19 | 0.1 | 0.25 | 0.18 | 0.49 | 0.85 | 0.96 | -6.09 |
| Surprise Percentage | 1400% | 40% | -6.6667% | -25% | 54.2857% | 33.3333% | 100% | 85.7143% | 326.6667% | 425% | 384% | -2537.5% |
Next Quarterly Earnings
| Dec 2025 | |
|---|---|
| Reported Date | 2026-02-25 |
| Fiscal Date Ending | 2025-12-31 |
| Estimated EPS | 0.44 |
| Currency | USD |
Previous Dividend Records
| Jan 2026 | Jan 2025 | Mar 2022 | Nov 2021 | Aug 2021 | May 2021 | Mar 2021 | Nov 2020 | Aug 2020 | Jan 1970 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Payment Date | 2026-01-09 | 2025-01-10 | 2022-03-16 | 2021-11-29 | 2021-08-17 | 2021-05-24 | 2021-03-09 | 2020-11-30 | 2020-08-18 | None |
| Amount | $0.75 | $0.5 | $0.06 | $0.06 | $0.06 | $0.06 | $0.06 | $0.06 | $0.06 | $0.06 |
Next Dividend Records
| Dividend per share (year): | - |
| Dividend Yield | - |
| Next Dividend Date | - |
| Ex-Dividend Date | - |
Recent News: ACIC
2025-11-20 21:22:00
American Coastal Insurance Corporation (ACIC) announced its executive team will present at several investor conferences in December 2025, including the Wolfe Research Small and Mid-Cap Conference, Noble Capital Markets’ 21st Annual Emerging Growth Equity Conference, and Sidoti's Year End Virtual Investor Conference. CEO Bennet Bradford Martz and CFO Svetlana Castle will discuss strategic priorities and growth initiatives. The company, which insures condominium and HOA properties in Florida, holds strong financial ratings from Demotech and Kroll.
2025-11-14 13:10:00
American Coastal Insurance Corporation's COO & Chief Information Officer, Christopher Griffith, recently sold US$218k worth of shares, reducing his holding by 15%. This follows a larger sale earlier in the year, totaling US$1.2m divested by insiders over the last 12 months, compared to US$169k in purchases. Despite high insider ownership (48%), the pattern of selling raises some concerns, although the company has not seen insider buying in the past three months.
2025-11-06 12:07:00
American Coastal Insurance Corp (ACIC) reported adjusted earnings of 61 cents per share for the quarter ended September 30, surpassing both the previous year's 54 cents and analyst expectations of 39 cents. Revenue for the quarter rose 8.5% to $80.82 million, also exceeding analyst predictions. The company's stock has seen a 5.9% rise this quarter, despite a 6.9% loss year-to-date, with analysts maintaining a "buy" rating and a median 12-month price target of $14.00, suggesting an 11.4% upside.
2025-11-05 17:43:00
American Coastal Insurance Corporation (AMCI) reported a strong Q3 2025, with net income from continuing operations increasing by 13.8% year-over-year to $80.2 million and revenues climbing 14.6%. The company's strategic initiatives, including a new insurance program for Florida's assisted living facilities, and disciplined underwriting contributed to a combined ratio improvement to 56.9%. AMCI anticipates a rebound in premiums for Q4 2025 and plans an investor day in January 2026 to update full-year guidance.
2025-11-05 00:00:00
American Coastal Insurance Corporation (ACIC) reported third-quarter net income of $32.5 million, or 65 cents per share (adjusted 61 cents per share). The company, based in Saint Petersburg, Florida, posted revenue of $90.4 million for the period. Shares of American Coastal have dropped approximately 8% since the beginning of the year and over 3% in the last 12 months.
2025-10-12 11:03:18
Florida home insurance premiums increased by 1.5% in the first eight months of 2025, which is an improvement over previous years but not the reduction many homeowners hoped for after reforms. Experts attribute potential future cost decreases to reinsurance costs, competition among carriers, rebuilding cost inflation, and the absence of major storms. While state officials highlight rate stability and new companies entering the market, others argue that actual savings for policyholders are yet to be seen, with South Florida experiencing the highest increases.
